Q

Will I have to go to bankruptcy court?

A

After filing a chapter 7 bankruptcy petition, a meeting of creditors (the 341(a) hearing) is scheduled before the chapter 7 bankruptcy trustee. The purpose of the meeting is to meet the debtor and ask questions of him or her. During this meeting creditors may be present and may ask questions of the debtor, though most do not. Typically, the meeting lasts less than ten minutes and takes place in an office of the federal courts building or some other meeting room. The meeting does not take place before a bankruptcy judge and is not located in a Bankruptcy Court. The meetings are generally scheduled within 30 days of a Chapter 7 bankruptcy filing, and within 45 days of a Chapter 13 bankruptcy filing. Your attorney will be present at this meeting with you. Other than the first meeting of creditors, you will likely have no other hearings.