Must I pay all of my creditors in full under a chapter 13 plan?


No. While certain priority debts, such as debts for alimony, maintenance and support and debts for taxes, must be paid in full under a chapter 13 plan, only a percentage of the amount due and owing your general unsecured creditors need be paid. The amount of money paid to your general unsecured creditors will vary depending upon the amount of net disposable income available for distribution.